@charset "UTF-8";
:root{--ink:#163c37;--muted:#626d65;--paper:#f5f2e9;--line:#d5d8ca;--accent:#edbf68;--white:#fffefa;--serif:Georgia,"Times New Roman",serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:25px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:4px}a:focus-visible,summary:focus-visible{outline:3px solid #a35418;outline-offset:5px}img{display:block;max-width:100%;height:auto}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:400}h1,h2{font-family:var(--serif);line-height:1.06;letter-spacing:-.045em}h1{font-size:clamp(44px,5.9vw,88px);max-width:850px}h2{font-size:clamp(32px,3.1vw,46px)}h3{font-family:var(--serif);font-size:28px;line-height:1.15;letter-spacing:-.025em}p{margin-bottom:1.1em}button,a{-webkit-tap-highlight-color:transparent}.skip-link{position:absolute;top:-100px;left:20px;background:white;padding:12px;z-index:10}.skip-link:focus{top:5px}.top-note{font-size:11px;text-align:center;letter-spacing:.08em;padding:9px;background:var(--ink);color:var(--paper)}.site-header{max-width:1510px;margin:auto;padding:24px 5%;display:flex;align-items:center;gap:24px;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:700;font-size:16px;line-height:1.2;white-space:nowrap}.brand small{display:block;font-size:8px;font-weight:400;letter-spacing:.13em;margin-top:7px}.brand-symbol{font-size:44px;font-family:var(--serif);line-height:1}.brand-symbol span{color:#a36e24}.main-nav{display:flex;gap:21px;margin-left:auto;align-items:center}.main-nav a{font-size:12px;text-decoration:none;padding:8px 0}.main-nav a:hover{text-decoration:underline}.button{display:inline-flex;justify-content:center;align-items:center;gap:25px;padding:15px 22px;border:1px solid var(--ink);background:var(--ink);color:var(--white);font-size:13px;font-weight:700;text-decoration:none;line-height:1.4;min-height:48px}.button:hover{background:#28594e}.site-header .button{padding:13px 17px;gap:18px;font-size:11px;white-space:nowrap}main{max-width:1360px;padding:0 42px;margin:auto}.eyebrow{font-size:10px;font-weight:700;letter-spacing:.18em;line-height:1.6;margin-bottom:22px}.hero{display:grid;grid-template-columns:1.07fr 1fr;gap:4.5%;padding:65px 0 54px;align-items:center}.hero-copy{padding:8px 0 20px}.hero h1{font-size:clamp(49px,5.7vw,83px);max-width:650px;margin-bottom:27px}.hero-deck{font-size:17px;line-height:1.7;max-width:570px;color:var(--muted)}.hero-actions{display:flex;flex-wrap:wrap;gap:20px;align-items:center;margin-top:28px}.text-link{font-size:12px;text-decoration:none;border-bottom:1px solid var(--ink);padding:7px 0}.micro{font-size:10px;color:var(--muted);max-width:400px;margin:15px 0 0}.hero-visual{background:#fff;border:1px solid #e2e3da;padding:23px 25px 18px;position:relative;transform:rotate(1deg)}.visual-label{display:flex;justify-content:space-between;gap:10px;font-size:9px;letter-spacing:.16em;padding-bottom:14px;border-bottom:1px solid var(--line)}.hero-visual img{aspect-ratio:1/1;object-fit:contain;width:100%;max-height:435px;padding:14px 2px;mix-blend-mode:multiply}.visual-caption{border-top:1px solid var(--line);padding-top:13px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;font-size:10px}.visual-caption strong{font-weight:400;font-family:var(--serif);font-size:19px}.visual-caption span{color:var(--muted);align-self:center}.facts-strip{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:23px 0}.facts-strip>div{display:flex;gap:16px;align-items:center;padding:0 25px;border-left:1px solid var(--line)}.facts-strip>div:first-child{padding-left:0;border-left:0}.facts-strip strong{font-family:var(--serif);font-size:39px;font-weight:400;line-height:1.2}.facts-strip span{font-size:11px;max-width:140px;line-height:1.6;color:var(--muted)}.reading{padding:65px 0}.section-heading{display:flex;justify-content:space-between;gap:35px;align-items:flex-start;margin-bottom:30px}.section-heading h2{max-width:530px;margin:0}.section-heading .eyebrow{min-width:170px;margin:10px 0}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:21px}.guide-card{position:relative;display:flex;flex-direction:column;min-width:0;background:#eceee4;border:1px solid var(--line);padding:27px 27px 24px;text-decoration:none;min-height:330px;transition:background .15s ease}.guide-card:hover{background:#e3e8da}.guide-card:nth-child(2){background:#eee6d6}.guide-card:nth-child(2):hover{background:#e7ddc7}.guide-card:nth-child(3){background:#dfe8df}.card-number{font-family:var(--serif);font-size:35px;line-height:1;margin-bottom:28px}.tag{font-size:9px;letter-spacing:.14em;margin-bottom:13px}.guide-card h3{margin-bottom:17px}.guide-card p{font-size:12px;color:#536157;line-height:1.8}.read-link{font-size:11px;font-weight:700;margin-top:auto;padding-top:18px;display:flex;justify-content:space-between}.home-prose{display:grid;grid-template-columns:1fr 1fr;gap:40px 65px;padding:0 0 65px}.home-prose .prose-section:last-child{grid-column:1/-1}.home-prose h2{font-size:35px}.home-prose p,.home-prose li{font-size:14px;color:#4d5d53}.prose-section{margin-bottom:40px}.prose-section h2{font-size:34px;line-height:1.17;margin-bottom:21px;scroll-margin-top:30px}.prose-section p,.prose-section li{color:#3e5148}.prose-section li{margin-bottom:10px}.prose-section ul{padding-left:23px}.table-wrap{overflow-x:auto;border:1px solid var(--line);max-width:100%;margin:25px 0}table{width:100%;border-collapse:collapse;font-size:12px;background:#fffefa}th,td{text-align:left;vertical-align:top;padding:14px 16px;border-bottom:1px solid var(--line)}th{background:#e8ebdf;font-weight:700;font-size:10px;letter-spacing:.03em}tr:last-child td{border-bottom:0}.source-links a{font-size:13px}.article-heading{padding:50px 0 38px;border-bottom:1px solid var(--line)}.back-link{display:inline-block;font-size:11px;text-decoration:none;margin-bottom:35px}.article-heading h1{font-size:clamp(43px,5.5vw,70px);max-width:950px;margin-bottom:25px}.article-heading .eyebrow{margin-bottom:17px}.article-heading .hero-deck{max-width:800px}.article-meta{font-size:10px;color:var(--muted);margin-bottom:0}.article-grid{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:80px;padding:47px 0 10px;justify-content:space-between}.article-grid article{min-width:0}.article-grid aside{font-size:13px}.contents{position:sticky;top:25px;border-left:1px solid var(--line);padding-left:23px}.contents .eyebrow{margin-bottom:17px}.contents a{display:block;font-size:11px;text-decoration:none;color:#506259;margin-bottom:13px;line-height:1.7}.contents a:hover{text-decoration:underline}.side-cta{background:#e7eadf;margin-top:38px;padding:24px}.side-cta .button{width:100%;font-size:10px;padding:13px 12px;gap:10px}.side-cta p{font-size:12px}.closing-cta{background:var(--ink);color:var(--paper);max-width:none;padding:48px max(42px,calc((100% - 1276px)/2));display:flex;align-items:center;gap:45px;justify-content:space-between}.closing-cta h2{max-width:680px;font-size:clamp(34px,3.7vw,47px);margin-bottom:17px}.closing-cta p:not(.eyebrow){font-size:12px;color:#cfdbcc;margin-bottom:0}.closing-cta .button{background:var(--accent);border-color:var(--accent);color:var(--ink);white-space:nowrap}.closing-cta .eyebrow{color:#d5d6bb;margin-bottom:14px}footer{max-width:1360px;margin:auto;padding:39px 42px 25px;display:grid;grid-template-columns:1fr 1fr;gap:20px 45px;font-size:10px;color:#647267}.footer-brand{font-family:var(--serif);color:var(--ink);font-size:23px;text-decoration:none}footer nav{display:flex;justify-content:flex-end;gap:25px;align-items:flex-start;padding-top:9px}.disclosure{grid-column:1/-1;max-width:870px;margin:0}.copyright{margin:0}.not-found{padding:100px 30px;max-width:1000px}.not-found h1{font-size:70px}[data-theme=editorial] .hero{grid-template-columns:1fr;text-align:center}[data-theme=editorial] .hero-copy{max-width:900px;margin:auto}[data-theme=editorial] .hero h1,[data-theme=editorial] .hero-deck,[data-theme=editorial] .micro{margin-left:auto;margin-right:auto}[data-theme=editorial] .hero-actions{justify-content:center}[data-theme=editorial] .hero-visual{max-width:600px;margin:auto;transform:none}[data-theme=editorial] .guide-grid{grid-template-columns:1fr}[data-theme=editorial] .guide-card{min-height:0;padding:25px 35px}[data-theme=editorial] .card-number{margin-bottom:14px}[data-theme=editorial] .guide-card h3{max-width:800px}
@media(min-width:1600px){main{padding-left:42px;padding-right:42px}.hero{padding-top:80px}}
@media(max-width:1100px){.site-header{gap:18px;padding-left:28px;padding-right:28px}.main-nav{gap:15px}.main-nav a{font-size:10px}.brand{font-size:14px}.brand small{font-size:7px}.site-header .button{padding:12px;font-size:10px}.hero{gap:4%;padding-top:45px}.hero h1{font-size:60px}.hero-deck{font-size:15px}.hero-visual{padding:18px}.visual-caption{display:block}.visual-caption span{display:block;margin-top:7px}.facts-strip>div{padding:0 19px}.article-grid{gap:35px;grid-template-columns:minmax(0,1fr) 220px}.guide-card{padding:23px 20px}.guide-card h3{font-size:25px}}
@media(max-width:800px){.site-header{flex-wrap:wrap;justify-content:space-between;padding:18px 24px;gap:18px}.site-header>.button{margin-left:auto}.main-nav{order:3;flex-basis:100%;justify-content:space-between;border-top:1px solid var(--line);padding-top:10px;margin:0;gap:12px}.main-nav a{font-size:11px}.brand{font-size:15px}.brand small{font-size:7px}main{padding:0 24px}.hero{grid-template-columns:1fr;gap:30px;padding:38px 0}.hero h1{font-size:58px;max-width:650px;margin-bottom:20px}.hero-copy{padding-bottom:0}.hero-deck{font-size:16px}.hero-visual{transform:none;max-width:520px;width:100%;margin:auto}.hero-visual img{max-height:350px}.visual-caption{display:flex}.facts-strip{padding:20px 0}.facts-strip>div{display:block;padding:0 15px}.facts-strip strong{display:block;font-size:31px}.facts-strip span{display:block;font-size:10px;margin-top:5px}.reading{padding:40px 0}.section-heading{display:block}.section-heading .eyebrow{margin:0 0 15px}.section-heading h2{font-size:37px}.guide-grid{grid-template-columns:1fr}.guide-card{min-height:0;padding:25px}.card-number{margin-bottom:17px}.guide-card h3{font-size:30px;max-width:520px}.home-prose{grid-template-columns:1fr;gap:10px;padding-bottom:25px}.home-prose .prose-section:last-child{grid-column:auto}.article-grid{grid-template-columns:1fr;padding-top:30px;gap:10px}.article-grid aside{order:-1}.contents{position:static;padding-left:18px;margin-bottom:20px}.contents a{font-size:12px;margin-bottom:9px}.side-cta{display:none}.article-heading{padding-top:32px}.article-heading h1{font-size:47px}.back-link{margin-bottom:25px}.article-grid article{font-size:15px}.prose-section h2{font-size:31px}.closing-cta{padding:36px 24px;display:block}.closing-cta .button{margin-top:24px}.closing-cta h2{font-size:38px}footer{padding:30px 24px;grid-template-columns:1fr;gap:16px}footer nav{justify-content:flex-start;padding:0;flex-wrap:wrap}.disclosure{grid-column:auto}.not-found h1{font-size:50px}}
@media(max-width:380px){.main-nav a{font-size:10px}.brand{font-size:13px}.site-header{padding:15px 18px}.site-header>.button{font-size:9px;padding:11px 10px;gap:10px}main{padding:0 18px}.hero h1{font-size:49px}.hero-actions{gap:15px}.facts-strip>div{padding:0 10px}.facts-strip strong{font-size:28px}.top-note{font-size:9px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.top-note{letter-spacing:.04em}.site-header{max-width:1360px;padding:22px 42px}.brand-symbol{font-size:40px}.brand small{font-size:8px}.brand{font-size:16px}
.main-nav{gap:22px}.main-nav a{font-size:12px;min-height:44px;display:flex;align-items:center}.hero{padding:52px 0 44px}.hero h1{font-size:clamp(46px,5.1vw,74px)}
.hero-visual{transform:none;padding:20px 24px}.hero-visual img{max-height:370px}.hero-deck{font-size:17px}.visual-label{letter-spacing:.09em;font-size:10px}.visual-caption{font-size:11px}.micro{font-size:12px}
.facts-strip strong{font-size:34px}.facts-strip span{font-size:12px}.reading{padding:50px 0}.section-heading .eyebrow{letter-spacing:.12em}.guide-card{min-height:340px}.guide-card p{font-size:14px;line-height:1.7}
.tag{font-size:11px}.read-link{font-size:12px}.home-prose p,.home-prose li{font-size:16px}.prose-section p,.prose-section li,.home-prose p,.home-prose li{color:var(--muted)}
.prose-section{scroll-margin-top:28px}.article-grid article{font-size:17px;line-height:1.85}.article-grid{grid-template-columns:minmax(0,800px) 235px;gap:65px}.article-heading h1{max-width:1050px;font-size:clamp(42px,5vw,68px)}
.article-meta{font-size:12px}.contents a{font-size:13px;line-height:1.5;padding:5px 0}.side-cta{background:var(--panel)}.side-cta p{font-size:13px}.back-link{font-size:13px}
.table-wrap{background:var(--white)}table{font-size:14px;background:var(--white)}th{font-size:12px;background:var(--panel)}td{line-height:1.65}th,td{padding:15px}.source-links a{font-size:14px}
.guide-card{background:var(--panel)}.guide-card:nth-child(2){background:var(--panel-two)}.guide-card:nth-child(3){background:var(--panel-three)}.guide-card:hover,.guide-card:nth-child(2):hover{background:var(--white)}.guide-card p{color:var(--muted)}
.button:hover{background:var(--hover)}.brand-symbol span{color:var(--ink)}a:focus-visible{outline-color:var(--ink)}footer{font-size:12px;color:var(--muted)}.disclosure{max-width:1000px}.closing-cta p:not(.eyebrow){font-size:14px;color:var(--paper)}.closing-cta .eyebrow{color:var(--paper)}
@media(max-width:1050px){.site-header{padding:20px 28px;gap:18px}.main-nav{gap:14px}.main-nav a{font-size:11px}.brand{font-size:15px}.hero h1{font-size:58px}.article-grid{gap:35px;grid-template-columns:minmax(0,1fr) 210px}.guide-card{padding:24px 20px}}
@media(max-width:800px){.site-header{padding:18px 24px}.site-header>.button{font-size:10px}.main-nav{gap:12px}.main-nav a{font-size:12px;min-height:44px}.hero{padding:32px 0;gap:24px}.hero h1{font-size:49px}.hero-visual{max-width:480px}.hero-visual img{max-height:310px}.hero-deck{font-size:16px}.hero-actions{gap:18px}.facts-strip>div{padding:0 12px}.facts-strip strong{font-size:29px}.facts-strip span{font-size:11px}.reading{padding:36px 0}.guide-card{min-height:0}.article-grid{display:flex;flex-direction:column;gap:15px}.article-grid aside{order:-1}.contents a{font-size:14px}.article-grid article{font-size:16px}.article-heading h1{font-size:43px}.article-heading{padding-top:28px}.prose-section h2{font-size:30px}.home-prose{gap:0}.home-prose .prose-section{margin-bottom:28px}.visual-label{font-size:9px}.visual-caption strong{font-size:18px}.table-wrap{overflow:auto}.site-header .brand small{font-size:7px}}
@media(max-width:420px){.site-header{gap:12px}.site-header .brand{font-size:13px;gap:7px}.site-header .brand small{font-size:6px;letter-spacing:.05em}.brand-symbol{font-size:32px}.site-header>.button{font-size:10px;padding:11px 10px;gap:8px}.main-nav{gap:9px}.main-nav a{font-size:11px}.hero h1{font-size:45px}.hero-visual{padding:16px}.visual-caption{display:block}.visual-caption span{display:block;margin-top:7px}.facts-strip strong{font-size:27px}.facts-strip span{font-size:10px}.facts-strip>div{padding:0 10px}.article-heading h1{font-size:39px}th,td{padding:11px;font-size:12px}.article-grid article{font-size:16px}}

:root{--ink:#472d47;--muted:#645366;--paper:#faf3f2;--line:#dfd0d8;--accent:#f0c99f;--white:#fffdfc;--panel:#efe2e8;--panel-two:#f3e5d8;--panel-three:#e7e6e1;--hover:#634363}
[data-theme=editorial] .hero{grid-template-columns:1.18fr .82fr;text-align:left;gap:5%;padding:55px 0 40px;align-items:center}[data-theme=editorial] .hero-copy{max-width:none;margin:0}[data-theme=editorial] .hero h1,[data-theme=editorial] .hero-deck,[data-theme=editorial] .micro{margin-left:0;margin-right:0}[data-theme=editorial] .hero-actions{justify-content:flex-start}[data-theme=editorial] .hero h1{font-size:clamp(46px,4.8vw,69px)}[data-theme=editorial] .hero-visual{border-radius:140px 140px 10px 10px;padding:28px 24px 20px;max-width:430px;width:100%;background:#fff}[data-theme=editorial] .hero-visual img{max-height:310px}.hero-visual .visual-label{padding-top:16px;justify-content:center}.hero-visual .visual-label span:last-child{display:none}.visual-caption{display:block;text-align:center}.visual-caption span{display:block;margin-top:6px}
.facts-strip{background:#efe4e8;border:0;padding:22px;border-radius:3px}.facts-strip>div{border-color:#d7c5d1}.facts-strip>div:first-child{padding-left:0}[data-theme=editorial] .guide-card{display:grid;grid-template-columns:70px 1fr 210px;gap:7px 25px;padding:28px 30px;border-left:4px solid var(--ink)}[data-theme=editorial] .card-number{grid-row:1/4;font-size:44px;margin:0;padding-top:5px}.guide-card .tag{grid-column:2;margin:0}.guide-card h3{grid-column:2;margin:0;font-size:31px}.guide-card p{grid-column:3;grid-row:1/4;margin:0;align-self:center}.guide-card .read-link{grid-column:2;padding-top:12px}.home-prose{grid-template-columns:1fr 1fr}.home-prose .prose-section:first-child{padding-top:24px;border-top:2px solid var(--ink)}.article-heading{border-bottom:3px solid var(--line)}
@media(max-width:900px){[data-theme=editorial] .guide-card{grid-template-columns:50px 1fr 160px;gap:7px 20px;padding:25px}.guide-card h3{font-size:28px}}
@media(max-width:800px){[data-theme=editorial] .hero{grid-template-columns:1fr;gap:25px;padding:34px 0}[data-theme=editorial] .hero h1{font-size:49px}[data-theme=editorial] .hero-visual{max-width:400px}[data-theme=editorial] .guide-card{grid-template-columns:40px minmax(0,1fr);padding:23px 18px;gap:8px 16px}[data-theme=editorial] .guide-card p{grid-column:2;grid-row:auto}.guide-card .read-link{grid-column:2}[data-theme=editorial] .card-number{font-size:32px;grid-row:1/5}.home-prose{grid-template-columns:1fr}.facts-strip{padding:20px 10px}.facts-strip span{max-width:110px}}
@media(max-width:420px){[data-theme=editorial] .hero h1{font-size:44px}.facts-strip strong{font-size:25px}.facts-strip>div{padding:0 8px}.facts-strip span{font-size:10px}.guide-card h3{font-size:27px}.visual-caption strong{font-size:17px}}